Does this include dividends?
Only if you include them in the ending value. The calculator does not separately model distributions.
Investment Return Calculator
Compare an investment’s starting and ending values to measure total return.
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Adjust the values below to get a clear estimate.
Two-point total return
The ending value minus the starting value gives the absolute gain or loss. Dividing that change by the starting value produces a percentage return.
Gain = ending − starting; return % = (gain / starting) × 100Worked example
Value after a holding period
Inputs: initialValue: 1,000 · endingValue: 1,250
Illustrative result: Gain 250 · return 25%
The percentage compares the 250 increase with the original 1,000; no intermediate cash flows are assumed.
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Frequently asked questions
How is a loss displayed?
If the ending value is lower than the starting value, both the amount and percentage return are negative.